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Check Your Eligibility for COBRA or Short-Term Medical Insurance in Your State

Verify your ZIP code to view pricing, availability, and enrollment options specific to your location.

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3 simple steps to view available plans in less than 2 minutes

STEP ONE

Begin by entering your ZIP code

STEP TWO

Respond to a few simple questions

STEP THREE

View plans and pricing

Save Money with COBRA Alternatives

COBRA can act as a safety net for those experiencing unexpected job loss, but its high cost makes it unaffordable for many. The steep premiums associated with COBRA can make it an unattractive option for those on a limited budget. If you’re seeking a more affordable solution and are willing to do some research, there are alternatives to COBRA coverage that can better suit your financial needs. At Healthcare.com, we’re here to help you identify the best COBRA alternatives for you and your family.

There are three primary alternatives to COBRA coverage

  1. Purchase a Marketplace Plan: If you decide to explore healthcare plans on the exchanges, be sure to check if you qualify for a subsidy before reviewing your options. Job loss is considered a qualifying life event, allowing you to enroll at any time throughout the year.
  2. Buy a Private, Off-Marketplace Plan: Although premiums and deductibles may be higher for off-Marketplace plans, you often have a wider range of policies to choose from outside the exchanges.
  3. Apply for Short-Term Coverage: As the name suggests, short-term health plans serve as temporary health insurance for individuals who are transitioning between major medical insurance plans. While they may offer less coverage than a Marketplace plan, they are typically more affordable and can be a practical short-term solution until you secure more comprehensive coverage.